How to safeguard our personal and financial data  

Posted by ric86




Nowadays, personal information and financial data are is very important in our life, especially when we are surfing the internet. Protecting yourself from predators and theft on the Internet is very important to prevent our privacy information from exposure. Theft tries to hack to our computer or website we visited and getting information about us. They can easily access our financial accounts, our credit records, and other privacy information. We need to be on guard and protect our personal and financial data from these thieves.The manner of protection often depends on what kind of data you are safeguarding, how important or sensitive it is to you, to your organization or your customers.More recently, criminals use email to link consumers to phony Web sites that ask users to "confirm" their account information by entering it into an official-looking online form. The following tips will help you become aware of how to protect data both at work and at home.


8 ways to stop secure your personal and financial data


There’s no ironclad protection that guarantees that you’ll never fall victim to some form of identity theft. But there are 8 steps you can take to protect yourself, many of which are rather simple:

1. Destroy private records and statements.

Tear up -- or, if you prefer, shred -- credit card statements, solicitations and other documents that contain private financial information. It included the user name and the password you are used, should deleted immediately.

2. Secure your mail.

Empty your mailbox quickly, lock it or get a P.O. box so criminal’s don’t have a chance to snatch credit card pitches. Never mail outgoing bill payments and checks from home. They can be stolen from your mailbox and the payee's name erased with solvents. Mail them from the post office or another secure location.

3. Safeguard your Social Security number.

Never carry your card with you, or any other card that may have your number, like a health insurance card. And don’t put your number on your checks. It's the primary target for identity thieves because it gives them access to your credit report and bank accounts.

4. Know who you're dealing with.

Whenever anyone contacts you asking for private identity or financial information, make no response other than to find out who they are, what company they represent and the reason for the call. If you think the request is legitimate, contact the company yourself and confirm what you were told before revealing any of your personal data.

5. Make purchases on trusted sides.

Always beware of website visited. The best way to make sure that your information doesn't get intercepted is by simply sticking with trusted, well-known online retailers, or smaller sites that use reputable payment processors like PayPal or Google Checkout. Regardless of which site you use, you should always make sure to look for the padlock icon on the bottom of your browser to verify that the page is safe.

6. Be more defensive with personal information.

Define the company privacy policy is and whether you can arrange for the organization not to share your information with anyone else. Pay attention on the terms and condition had mention.

7. Secure Your Network.

If you have a wireless network at home or work, make sure that you secure it. Hacker can gain access to anything you do over an unsecured network in a matter of seconds. If you look at the documentation for your wireless router, you'll be able to find out how to lock your router and encrypt your information. It won't affect the way you use your wireless network, but it will keep intruders from getting a hold of your info. Using the antivirus software may help you to prevent from hacker.

8. Review your payment statements carefully.

Make sure you recognize the website and check the purchases listed before paying the bill. If you don't need or use department-store or bank-issued credit cards, consider closing the accounts. Always check the statement carefully before you leave the website.

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